How to Deposit Money for Online Gambling

How to Deposit Money for Online Gambling

Are you looking to delve into online gambling? Do you live in the USA? If you answered yes to these questions, then one of the things you must do is learn how to deposit money for online gambling in the USA. There are several methods you can use to achieve this. Follow this online casino deposit guide to learn how.

It is always best to look out for and use the best payment options to deposit money for online gambling. While there are many of them, we will examine the most popular along with their advantages and disadvantages.

Credit & Debit Cards

Using credit or debit cards is one of the most popular and common casino deposit methods. One reason for this is that they are easy and quick to use. Nevertheless, before you enter your credit or debit card details, you must be sure that the site is reputable to avoid being a victim of fraud.

Usually, you can use almost any type of credit or debit card to deposit money online in a casino. This includes Mastercard, Discover, Visa, and American Express cards. All these options are widely accepted in the US and convenient to use.

Visa & Mastercard

Visa and Mastercard are networks that process payment, and they are the largest in the world.

Both do not issue cards to the public directly but through financial institutions.

Some top online casinos that accept Visa and Mastercard are Ignition, BetOnline, Wild Casino, and more.

American Express

American Express is a payment processing network company that issues American Express cards (also known as Amex cards) directly to individuals and businesses. Players often favor Amex cards since they do not have to open a US bank account to own the card. Because banks in the US do not process online gambling transactions, it is easy to see why this method is favored.

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American Express is known for its quality debit and credit cards which are accepted by top online casinos like Las Atlantis, Red Dog, and many more.


Discover is a credit/debit card brand famous for its reduced fee structure and cash-back rewards program. Like Amex cards, Discover cards are top picks for American gamblers. These cards are accepted in JackpotCity, Spin Casino, and other popular online casino sites.

Prepaid Cards

Prepaid cards are not linked to any bank accounts, and they allow you to spend whatever money is stored in them. These cards can be reloaded once the cash on them is depleted. You can also use them to make payments in almost all locations, including online casinos that accept debit and credit cards.

Pros of Using Credit, Debit, and Prepaid CardsCons of Using Credit, Debit, and Prepaid Cards
They are quick and easy to use, and they usually do not attract feesIf you do not exercise caution, you can quickly go over your spending limit because gambling can become very addictive
They are a secure way to make deposits since they are encryptedIf you lose your card, you could also lose your money
Most bank and prepaid cards, especially the major ones, are accepted means of payment at most online casinosWhile most banks will not charge fees, some casinos may do so. Hence, you must choose a gambling site you have researched.

Banking Transfers

Bank transfers are another popular method for online gambling with money deposits in the USA. It might not be as easy to use as credit and debit cards, but it is relatively stress-free.

Bank transfers are one of the most secure payment options but are also quite expensive when compared to some other payment options.

However, it can sometimes take a few days for the transferred funds to reflect in your account. This may be a problem if you have little time to wait.


eChecks are digital versions of regular paper checks, also known as electronic checks, internet checks, online checks, and direct debit. You can deposit money into your online casino account using eChecks by simply typing in your account and routing numbers, and you can keep track of the transaction on your bank’s app or site.

eChecks are not a popular payment method in online gambling, but they are secure and effective. Wild Casino, BetOnline, and Super Slots are popular sites that accept eChecks.

Wire Transfers

This method involves transferring money from your bank account directly into the casino’s by exchanging your account details. It is a simple process and a favorite of online gambling players.

You can do a wire transfer directly on the casino site or via a mobile banking app on your phone. Most casinos accept this payment method since it is one of the most common.

Pros of Using Bank TransfersCons of Using Bank Transfers
They are the better option when you want to make huge depositsYour bank might question you if you’re making payment into an offshore casino
Casinos do not usually charge any fees when you make bank transfersTransferred funds do not always show up in your account on time
One of the safest deposit methodsThere are sometimes bank wire fees when you make deposits

Top E-Wallets

E-wallet services are another popular method of making deposits. These services are very secure and offer the benefit of easily withdrawing your wins into your bank account.

However, you should know that some of these e-wallet services will charge fees, so research before signing up for any.


CashApp is a peer-to-peer payment application that allows you to invest quickly, send, and receive money. To use CashApp for your deposit, download the app on your mobile phone and then purchase bitcoin with the app. On the casino site, choose bitcoin as your preferred deposit method and proceed to make payment.


MoneyGram is one of the world’s largest money transfer providers and is a favorite of customers and businesses.

Depositing money via MoneyGram is straightforward:

  1. Choose “MoneyGram” as your payment method.
  2. Then choose your deposit amount.

Fill out the sender’s information correctly. After the deposit is marked as complete, you will need to send the reference number MoneyGram gives you to the casino for confirmation.


This option only works for American users or individuals who own a bank account in the USA. Like CashApp, you can only use Zelle to purchase bitcoin and deposit it into your casino player’s account.


PayNearMe is a method of transferring cash into your account without involving payment cards or banks. It involves visiting retail locations to pay physical cash to cashiers for online gambling with a money deposit for US players.

Pros of Using E-walletsCons of Using E-wallets
They are very secure to useThey can be pretty expensive in their charges
You can withdraw monies directly from your e-wallet into your bank accountNot all online casinos accept E-wallets

Most Popular Cryptocurrencies

There are many methods of using cryptocurrency for online gambling with money deposits, but exchanges are the most common. Exchanges are platforms that allow you to trade, buy, or sell cryptocurrencies. You can utilize many available exchanges, so do some findings and then choose one.

Once you have selected an exchange, you can set up your account and start selling and buying currencies. After exchanging your dollars for crypto, you can proceed to make deposits into your casino account.


Bitcoin is a decentralized virtual currency that millions of individuals and businesses use worldwide. Most online casinos that accept crypto will accept Bitcoin (in fact, some only accept Bitcoin).

Depositing with bitcoin is the best option if you want to do so anonymously. You will not be required to submit sensitive information or share personal data before you can make transactions. On top of these, it has a faster processing time compared to other payment methods.


Ethereum, like Bitcoin, offers speed and anonymity but is less popular and valuable. More and more casinos are offering Ethereum as a payment method, and more players are taking up the offer. With the cryptocurrency in your wallet, you can deposit real dollars into your account and begin your gambling journey.

Pros of Using CryptocurrencyCons of Using Cryptocurrency
It is a secure method of transferring money, and transactions are usually anonymousLearning how to buy and transfer cryptocurrency can be challenging for some people
It is very cost-effective compared to some other payment optionsA simple mistake in the process of requesting or sending cryptocurrency can lead to the loss of your crypto funds
It is a fast means of depositing funds, and withdrawals are processed quicklyCryptocurrencies are prone to high volatility. This means that the value of your crypto could go down or up in split seconds.

Other Cryptocurrencies

Apart from Cashapp, MoneyGram, and Zelle, there are other highly popular e-wallets that casino players lean towards using. See them below.


Many players usually go for online casinos that accept PayPal because it offers easy deposits and fast withdrawals. And due to how popular it is, many casinos accept PayPal as a payment method.

You can deposit money for online gambling into your PayPal account via debit or credit card and bank transfer and then use the money to play games at online casinos.


NETELLER is an online eWallet that is used for online shopping, as well as sending and receiving money between individuals.

There are no lengthy processes when depositing funds with NETELLER.

It involves just opening an account, funding it, and sending the funds to your online casino account.

How to Choose Methods to Deposit Money for Online Gambling

Choosing a payment method for making deposits is a crucial assignment you should take some time to complete. There are factors you must consider before making a choice. Read them below.

Privacy & Data Security

Regarding your money, it is safe to assume that you do not want sensitive details leaking to a third party that might cause financial harm. This is why you must choose a payment option that protects your privacy and secures your data.

Ask yourself which options offer security features like encryption and fraud monitoring to ensure your data is safe on gambling sites. Consider going for the option that offers these features.


Existing regulations charge payment processing companies with the task of safeguarding customers’ funds. This means that payment companies are regularly audited to ensure they take the necessary steps to protect your money.

Consequently, you must only choose a payment method that is frequently audited. This is necessary to protect your money from unsavory parties.

Mobile Gambling Payments

Mobile gambling payments allow you to make deposits and withdrawals on your mobile device. This is a fantastic feature that, unfortunately, not all online casinos offer. Since playing casino games from your mobile phone is convenient, go for a payment method that you can use from your mobile device.

Deposit Restrictions

Sometimes, you may find that you can’t deposit money for online gambling into your casino account. Do not fret because it is a regular occurrence when you play into the casino’s deposit restrictions. Casinos usually have different limits on deposit size, card restrictions or payout speed.

Deposit Size

Most casinos have a minimum and maximum amount of money you can deposit at a go. For sites with a maximum cash deposit of $50,000, it will be impossible for you to pay an amount over that figure, which will lead to a deposit restriction.

Deposit restrictions
Most casinos have a minimum and maximum amount of money you can deposit at a go

Card Restrictions

Cards can be restricted for several reasons, including reports of the card being stolen, cancelled, or compromised in any way. Such cards are not allowed to make transactions until the cause of the restriction has been resolved.

Payout Speed

Payout speed is the time it takes a player to withdraw his money or winnings from an online casino. You cannot initiate a deposit transaction between the time you click “withdraw” and when your winnings reach your bank account. So, you can only make deposits once your withdrawal is complete.

Step-by-Step Guide on How to Deposit Money for Online Gambling

Depositing money for online gambling is easy. Follow this step-by-step guide to know where and how to start.

Select an Online Casino Site & Sign Up

This is possibly the most important task you must perform because a lot will depend on it. You must be careful when choosing a casino site to play, especially as you will use your hard-earned cash.

You can tell a casino is legit by checking that they have the proper licenses, work with reputable software providers, and have strong reviews. Once you have chosen a site, you can proceed to the signup page and provide the required credentials.

Claim Free Spins at Slots, Free Chips & Other Game Bonuses

Usually, most casino sites will offer you some exciting welcome bonuses when you sign up. These bonuses will often be given as free spins (for playing slots), free chips, and sometimes, free money.

Claim bonuses
Most casino sites will offer you some exciting bonuses

These bonuses are usually called “no deposit welcome bonuses” because you do not have to deposit any money before you can use them. However, they come with specific clauses. For instance, you cannot withdraw the welcome bonus money, though you can withdraw the winnings after making your first deposit and satisfying the wagering requirements.

You can claim your welcome bonuses by using them to play any game of your choice (if it is a cash bonus) or on games chosen by the online casino (to play slots when you’re given free spins or poker when you’re given free chips).

Make a Deposit, Choose a Game & Play for Real Money

The next step in this process is depositing into your casino account. To get this done, you must first select your preferred payment method. Most online casinos offer multiple payment methods, so you can choose what works best for you.

When you have made your choice, input the relevant payment details, and select the amount you would like to deposit.

Depending on your payment method, you will receive the money in your account immediately, in a few hours, or a couple of days.

Now that you have made your deposit, you can play whatever game you wish. Browse the casino site to see what games they offer and proceed to make bets to win real money.


Some banks accept online gambling transactions; however, they may set up some restrictions depending on the bank and your country.

There is really no "best" method. All the payment methods have advantages and disadvantages; hence, you have to research and conclude which is the best option for you.

Depositing money online is completely safe if you're playing at a trustworthy and reputable casino. This is why you must take out time to research the casino site you're signing up on. While your money and details will be safe with trusted sites, the same cannot be said for websites without the proper licenses.

The time it will take for your money to show in your casino account will depend on the method you use. For instance, a credit card deposit will only be completed after the credit card company approves the transaction. In contrast, a deposit using cryptocurrency will be seen almost immediately.

This is dependent on the website you are using and the deposit option.

Again, this will depend on the website and your deposit option. Many casino sites receive deposits in different currencies, while some only accept deposits in one currency. You will likely find this information in the site's terms and conditions, or you can ask their customer support.

Publication Author
Ashton Stewart
Author of articles
Ashton was born and raised in the USA. In 2012 he entered The University & Jepson Herbaria, University of California, Berkeley, and graduated in 2017. There he got acquainted with gambling and realized that there was not enough information about reliable websites on the Internet.
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